Your Trusted California Mortgage Specialist
- Unbiased Advice — I Work For You, Not a Bank
- Reverse Mortgages, Purchase & Refinance Loans
- Serving Clients Throughout California Since 2017
I'm looking for…
David Simon
Sr. Loan Officer – California Mortgage Specialist
NMLS #1521694 | CABRE #02040832
Meet Your Specialist
Meet David Simon
I started in the mortgage business in 2017 and have helped clients through both high and low interest rate environments — which means I know how to find the best deal no matter what the market is doing. I work as an independent broker, so I shop multiple lenders on your behalf rather than steering you toward one bank's products. Whether you are buying a home, refinancing, or exploring your retirement options, my job is to make sure you fully understand every option before you commit to anything.
How I Can Help
My Loan Services
Whether you are a senior looking to access your home equity, a buyer ready to purchase, or a homeowner looking to refinance — I have the expertise and lender relationships to find the right solution for you.
Age 55+
Reverse Mortgages
Access your home equity with no monthly mortgage payments. Tax-free funds you can use any way you choose. I specialize in HECM, Jumbo, and the California 55+ program.
Explore Reverse MortgagesBuying a Home
Purchase Loans
As an independent broker I shop dozens of lenders to find you the best rate and terms — not just what one bank offers. Conventional, FHA, VA, Jumbo, and HECM for Purchase.
Explore Purchase LoansLower Your Rate
Refinance Loans
I apply a simple test: will you save meaningful money monthly, and will you stay long enough to recoup the costs? If the math works, I will find you the best rate available.
Explore Refinance OptionsWhy Choose David
An Expert in the Industry
Rate Environments
I have found the best deals for clients in both high and low interest rate markets — experience that makes a real difference.
Client Happiness
Every client I work with leaves satisfied. My reputation is built on referrals from happy clients, not advertising.
Client Satisfaction
Consistently 5-star reviews from clients across Southern California.
Transparent Process
Every client fully understands and approves all aspects of their loan before signing.
David Simon
Sr. Loan Officer – Reverse Mortgage Specialist
NMLS #1521694 | CABRE #02040832 | Licensed in California
YOUR RETIREMENT OPTIONS
Our Reverse Mortgage Loan Programs
HECM Reverse Mortgage
The most popular reverse mortgage program, allowing seniors to borrow against their home equity tax-free.
HECM Line Of Credit or HECM Second
Access a flexible line of credit using your home equity when you need it most.
HECM For Purchase
Use a reverse mortgage to purchase a new primary residence without monthly mortgage payments.
Jumbo Reverse Mortgage
For high-value homes exceeding FHA lending limits, access more of your home equity.
Reverse Mortgage For 55+
California's proprietary program for homeowners 55 and older to access their home equity.
Funds To You Are Based On The Following
How Much Money Could You Qualify For?
Your Age
The age of the youngest borrower or non-borrowing spouse — the older you are the more funds may be available.
Your Home's Value
Subject to an appraisal, a rise in your home's value increases the amount of equity of your home equity and makes more funds available.
Interest Rate
Fixed and adjustable rate options are available. The lower the interest rate and margin on your loan, the more funds may be available.
Client Stories
Testimonials
"STRONGLY RECOMMENDED — David is knowledgeable, responsive and fast. He answered our many questions, stayed in constant contact with us throughout the whole process. We are highly satisfied with our experience and very pleased with the outcome and level of customer service that he provided. We strongly recommend David for any of your loan needs."
Lisa
Long Beach CA
"David was a great support through our process, it was always a pleasure to speak to him and he went above and beyond to give us the support and insight we really needed. Anyone who is looking to finance their home would be lucky to have him in their corner."
Phillip
Los Angeles CA
"My experience with working with David was amazing! He took the hardest situation and made it possible. He tells it like it is and breaks everything down for you. Always looking out for our best interest. He goes above and beyond his duties. He genuinely cares about his clients. We will always be grateful to David."
Valerie
Altadena CA
Get In Touch
Call Or Email Today For Your Free Loan Consultation
Reach out today for a no-obligation consultation. David will walk you through your options and help you determine the best path forward.
David Simon
Sr. Loan Officer & Reverse Mortgage Specialist
NMLS #1521694 | CABRE #02040832
Cell
(818) 232-1171
[email protected]
Office
Secured Capital Funding
17662 Irvine Blvd. Suite 6
Tustin, CA 92780
NMLS #1649122 | CABRE #01220151
"The highest compliment you can pay me is a referral to your family and friends."
Ready to Get Started?
Call David today for a free, no-obligation consultation.