High-Value Homes
Jumbo Reverse Mortgage
For homes exceeding FHA lending limits — access more of your equity with a proprietary jumbo program.
Program overview
What Is a Jumbo Reverse Mortgage?
A Jumbo Reverse Mortgage is a proprietary loan designed for homeowners with high-value properties that exceed the FHA lending limits set for standard HECM loans. If your home is worth more than the current FHA limit, a jumbo reverse mortgage allows you to access a significantly larger portion of your equity.
This program is ideal for affluent seniors who want to incorporate their home equity into their overall financial and estate planning strategy — without selling the home or taking on monthly mortgage payments.
Higher Loan Amounts
Access equity beyond the FHA lending cap — ideal for homes valued over $1 million.
No Monthly Payments
Like all reverse mortgages, no monthly mortgage payments are required.
Estate Planning Tool
Incorporate home equity into your broader financial and estate planning strategy.
Tax-Free Proceeds
Funds received are generally not considered taxable income.
Who qualifies
Eligibility Requirements
Must be 62 years of age or older
Home value must exceed FHA lending limits
Must occupy the home as your primary residence
Must have significant equity in the property
Must maintain the property and pay taxes and insurance
Ready to Learn More?
Call David Simon today for a no-obligation free consultation and find out how much you may qualify for.
NMLS #1521694 | CABRE #02040832
Get In Touch
Call Or Email Today For Your Free Loan Consultation
Reach out today for a no-obligation consultation. David will walk you through your options and help you determine the best path forward.
David Simon
Sr. Loan Officer & Reverse Mortgage Specialist
NMLS #1521694 | CABRE #02040832
Cell
(818) 232-1171
[email protected]
Office
Secured Capital Funding
17662 Irvine Blvd. Suite 6
Tustin, CA 92780
NMLS #1649122 | CABRE #01220151
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