Marin County, CA
Marin County homeowners 55+ have built extraordinary equity in one of California's most exclusive and beautiful markets. David Simon helps you access that equity — with no monthly mortgage payments and no pressure.
Marin County — home to Mill Valley, Tiburon, Belvedere, Ross, San Anselmo, and Sausalito — consistently ranks among the wealthiest counties in the United States. Its combination of natural beauty, proximity to San Francisco, and limited housing supply has driven home values to extraordinary levels. For homeowners 62 and older who have lived in Marin for years, that appreciation represents substantial equity that can be accessed through a reverse mortgage without selling or making monthly payments.
David Simon is a licensed reverse mortgage specialist who works with Marin County homeowners to evaluate their options clearly and without pressure. He takes the time to understand your full financial picture before recommending any program — and if a reverse mortgage isn't the right fit, he'll tell you.
Marin County's home values — particularly in Tiburon, Belvedere, Ross, and the waterfront communities of Sausalito — almost universally exceed the FHA lending limit, making jumbo reverse mortgage programs the primary option for most Marin homeowners. David works with multiple jumbo lenders to find the best terms for your specific property.
The primary program for most Marin County homeowners. Proprietary jumbo reverse mortgages go well beyond the FHA lending limit, allowing Tiburon, Belvedere, Ross, and Sausalito homeowners to access the full depth of their equity.
The FHA-insured standard reverse mortgage — available for Marin County homes within the FHA lending limit. Receive funds as a lump sum, monthly payments, a line of credit, or a combination, with no monthly mortgage payments required.
A flexible credit line that grows over time, giving Marin County homeowners a financial cushion for healthcare costs, home improvements, or supplemental retirement income whenever it's needed.
California's Reverse 55+ program allows eligible homeowners as young as 55 to access home equity — a valuable option for Marin County residents who want earlier access to their equity before reaching 62.
David Simon has spent over 40 years in the financial industry — the last nearly 10 helping people understand and obtain the best mortgage for their particular circumstances. He explains every program in plain language and answers every question thoroughly. He never pushes clients to move forward — once he has educated them and laid out all their options, they make the decision to move forward or not.
Because Marin County's home values are among the highest in California, David focuses heavily on jumbo proprietary programs for this market. He works with multiple jumbo lenders to compare terms and find the best fit for your specific property — whether it's a hillside home in Mill Valley, a waterfront property in Sausalito, or an estate in Ross.
David Simon
Reverse Mortgage Specialist
A reverse mortgage does not transfer ownership. You keep the title and can stay in your home as long as you maintain it and pay property taxes and insurance.
The loan balance grows over time and is repaid when you sell, move out, or pass away. There are no required monthly principal or interest payments during the life of the loan.
Before closing on a HECM, you'll complete a brief session with an independent HUD-approved housing counselor — a consumer protection that ensures you fully understand the program. Jumbo proprietary loans have their own disclosure requirements.
Your heirs will never owe more than the home's value at repayment. If the loan balance exceeds the home's value, insurance covers the difference — not your family.
Marin County homeowners have built some of the most extraordinary equity in California. Let's talk about how a jumbo reverse mortgage can help you access that wealth and enjoy your retirement on your own terms.
Schedule Your Free ConsultationGet In Touch
Reach out today for a no-obligation consultation. David will walk you through your options and help you determine the best path forward.
David Simon
Sr. Loan Officer & Reverse Mortgage Specialist
NMLS #1521694 | CABRE #02040832
Cell
(818) 232-1171
[email protected]
Office
Secured Capital Funding
17662 Irvine Blvd. Suite 6
Tustin, CA 92780
NMLS #1649122 | CABRE #01220151
"The highest compliment you can pay me is a referral to your family and friends."